A woman reacts as she joins around a thousand New Year swimmers, many in costume, braved freezing conditions in the River Forth in front of the Forth Rail Bridge during the annual Loony Dook Swim on January 1, 2013 in South Queensferry, Scotland. Thousands of people gathered last night to see in the New Year at Hogmanay celebrations in towns and cities across Scotland. (Photo by Jeff J. Mitchell)

Xochimilco – Island of the Dolls – Dead Line. Photo by Ramalama_22

Members of the Gafatar sect walk in the rain as they evacuate their compound, which was later burned down by local villagers, in Antibar village, Mempawah Regency, Indonesia West Kalimantan Province, January 19, 2016 in this photo taken by Antara Foto. Local authorities and police moved the sect members to an army barracks located some 70 km (43 miles) away from Antibar for their safety following recent disputes between the sect and the villagers, Antara said on Tuesday. (Photo by Jessica Helena Wuysang/Reuters/Antara Foto)

People wearing costumes attend the annual water-splashing festival to mark the New Year of the Dai minority in Jinghong, Yunnan province, April 13, 2015. (Photo by Reuters/China Daily)

Catholic pilgrim Matilde Madalena de Jesus crawls on a rocky trail carrying a bottle of water on her head during the annual pilgrimage of the dead (Romaria dos Finados), in the city of Juazeiro do Norte, Ceara state, in Brazil October 31, 2016. (Photo by Ueslei Marcelino/Reuters)

Members of the Al-Baraa bin Malek batallion, part of the Free Syria Army's Al-Fatah brigade, duck to the ground as they pull a man (R) who was shot by a sniper twice in the Bustan al-Basha district of the northern city of Aleppo on October 20, 2012. (Photo by Javier Manzano/AFP Photo)

A tearful Beatle lover pleads unsuccessfully with a policeman to carry her fan button to Ringo, one of the four mop-top singers who drew squeals and shrieks from more than 30,000 spectators at two Indiana State Fair shows in Indianapolis on September 4, 1964. (Photo by Bob Daugherty/AP Photo)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)