“Winter Climbing from inside Ben Nevis”. The view from inside the mountain, as a winter climber passes through the cave on Minus Three gully. Photo location: Ben Nevis, Fort William, Scotland. (Photo and caption by Daniel Wildey/National Geographic Photo Contest)

David Nickerson, 28, competes dressed as artist Bob Ross, during the ZJ Boarding House Halloween Surf Contest in Santa Monica, California October 26, 2013. (Photo by Lucy Nicholson/Reuters)

“DC3 Wreck”. A capture of a US military DC3 plane wreck at the southern black beach in Iceland. Photo location: Iceland. (Photo and caption by Naian Feng/National Geographic Photo Contest)

“Kilauea Rules”. The most extreme place we put ours kayakers to paddle till now. Photo location: Big Island, Hawaii. (Photo and caption by Alexandre Socci/National Geographic Photo Contest)

A man rides his bike along a controversial bike lane on Prospect Park West on August 17, 2011 in the Brooklyn borough of New York City. In what is being viewed as a victory for the Bloomberg administration, a judge on Tuesday dismissed an effort by Brooklyn residents to remove a bicycle lane installed by the city on Prospect Park West. Mayor Michael Bloomberg, along with his transportation commissioner, Janette Sadik-Khan, has attempted to make New York more bicycle and pedestrian friendly with numerous bike and pedestrian lanes around New York City. The effort has angered some in the city who see the lanes as adding to traffic, taking up parking spaces and a danger to pedestrians. (Photo by Spencer Platt/Getty Images)

“The Independence day”. While on storm chasing expeditions in the Tornado Alley in USA I have encountered many photogenic supercell storms. This photograph was taken while we were approaching the storm near Julesburg, Colorado on My 28th, 2013. The storm was tornado warned for more than one hour, but stayed an LP storm through all its cycles and never produced a tornado, just occasional brief funnels, large hail and some rain. Photo location: Julesburg, Colorado, USA. (Photo and caption by Marko Korošec/National Geographic Photo Contest)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)