Thousands flock to Bondi Beach for the traditional expats Christmas Day celebration in Sydney, Australia, 25 December 2014. Expats of all nationalities have been flocking to Bondi Beach for Christmas Day for many years. (Photo by Dean Lewins/EPA)

An airplane passes the moon as it makes its approach to Philadelphia International Airport, Sunday, September 7, 2014, in Philadelphia. (Photo by Matt Rourke/AP Photo)

Students brave high winds and rain on Blackpool promenade as Britain prepares for high winds over the next two days on October 20, 2014 in Blackpool, England. (Photo by Christopher Furlong/Getty Images)

A colourful sky before sunrise on Whitley Bay beach on December 21, 2015, as December could be the mildest across a large part of England since records began more than 350 years ago, forecasters have said. (Photo by Owen Humphreys/PA Wire)

Nopparat (R), a 24-year-old transgender, and a Buddhist monk (L) wait to speak to officers during an army draft held at a school in Bang Na in Bangkok April 3, 2015. Thai men over 21 must serve in the army. Those who volunteer serve six months, but others choose the annual lottery, which goes on for 10 days in recruitment centres around Thailand. Only those not considered physically capable of service, the mentally ill and those who have significantly altered their physical appearance, such as transgenders, are exempt. Picture taken April 3, 2015. (Photo by Athit Perawongmetha/Reuters)

An artist has discovered a bizarre way to create his work – by coating the feet of insects with paint who then crawl across the canvas creating intricate pieces of art. (Photo by Caters News)

The new EVR system which allows the recording of television programmes which can then be watched at the owner's discretion. The new Teleplayer has been produced in partnership with Rank Bush Murphy Ltd and EVR and has enormous potential. 21st September 1970. (Photo by Central Press/Getty Images)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)