Devotees take a holy bath during the Swasthani Brata Katha festival in Kathmandu January 20, 2015. During the month-long festival, devotees recite one chapter of a Hindu tale daily from the 31-chapter sacred Swasthani Brata Katha book that is dedicated to God Madhavnarayan and Goddess Swasthani, alongside various other gods and goddesses and the miraculous feats performed by them. The devotees also go on pilgrimages to various temples, perform religious rituals, take a holy bath in the rivers and fast for a month, especially among women who believe fasting helps in their family's well-being or in getting them a good husband. (Photo by Navesh Chitrakar/Reuters)

Swans swim over a lake, with the air temperature at about minus 35 degrees Celsius (minus 31 degrees Fahrenheit) as steam ascends above the water during sunset near the village of Urozhainy, Sovetsky district of Altai region, January 26, 2015. About 600 swans annually migrate to the lake, which is heated by warm springs, where they spend their winter being fed by yagers, which helps them to survive the severe cold. (Photo by Andrei Kasprishin/Reuters)

Electric cars sit charging in a parking garage at the University of California, Irvine January 26, 2015. “The Irvine Smart Grid Demonstration”, a $79 million project funded half by federal stimulus money and half by Edison and partners like UC Irvine, was launched in 2010. The $12 billion utility's research team Southern California Edison is testing everything from charging electronic vehicles via cell phone to devices that smooth out the power created by rooftop solar panels. Those are some of the roughly 60 projects in the works at Edison's Advanced Technology division. It has a small $19 million annual budget, but its influence far exceeds that. (Photo by Lucy Nicholson/Reuters)

The beard of a skater, one out of some 1,100 athletes, is covered with ice and snow during the 200 km (124 miles) speed skating race in the Carinthian village of Techendorf January 30, 2015. Techendorf is hosting the Alternatieve Elfstedentocht Weissensee (Alternative Eleven City Races Weissensee) races, a traditional Dutch series of speed skating events for both professionals and amateurs with some 5,000 participants, until January 31, 2015. (Photo by Leonhard Foeger/Reuters)

A member of the Community Police of the FUSDEG (United Front for the Security and Development of the State of Guerrero) search for a man, who ran away upon seeing the Community Police approach as they patrolled a street, in the village of Petaquillas, on the outskirts of Chilpancingo, in the Mexican state of Guerrero, February 1, 2015. Approximately 500 members of the Community Police from the FUSDEG took control of the security of the village of Petaquillas on the night of January 30 at the request of the people tired of the actions of organized crime, local media reported. (Photo by Jorge Dan Lopez/Reuters)

File photo taken on July 24, 2011 shows the scenery of karst landform in Dacai Township under Maonan Autonomous County of Huaijiang, south China's Guangxi Zhuang Autonomous Region. The World Heritage Committee on Monday inscribed an extension of South China Karst, a natural World Heritage Site since 2007, into the UNESCO's World Heritage List. (Photo by Wang Xiufa/Xinhua)

This July 2014 image provided by the Bureau of Land Management shows the interior of the Natural Trap Cave in north-central Wyoming. The cave holds the remains of tens of thousands of animals, including many now-extinct species, from the late Pleistocene period tens of thousands of years ago. Scientists have resumed digging for the first time in more than 30 years. (Photo by AP Photo/Bureau of Land Management)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)