A mother prays for success for her child in the college entrance examinations at a Buddhist temple in Seoul, South Korea, November 12, 2015. About 630,000 students on Thursday sat for the annual exams that could lead them to one of the country's top universities. In South Korea, there is no higher achievement than to be accepted by a prestigious university. As a result, many students prepare for these entrance exams from an early age, often studying up to 16 hours a day for years to take this test. (Photo by Kim Hong-Ji/Reuters)

The FFZero1 by Faraday Future is displayed at CES Unveiled, a media preview event for CES International Monday, January 4, 2016, in Las Vegas. The high performance electric concept car was unveiled during a news conference by Faraday Future. (Photo by Gregory Bull/AP Photo)

A Great White Pelicans eats fish in the Mishmar HaSharon reservoir, Israel, Wednesday, November 4, 2015. Thousands of Pelicans stop in the reservoir for food provided by the Israeli nature reserves authority as they make their way to Africa. (Photo by Ariel Schalit/AP Photo)

Participants of the 77th edition of the annual Christmas swimming 'Coupe de Noel' jump into the waters of Lake Geneva, in Geneva, Switzerland, 20 December 2015. More than 1,540 men and women braved the water temperature of just 8 degrees Celsius as they swam a 120 meters distance at the traditional Christmas swimming in Geneva. (Photo by Salvatore Di Nolfi/EPA)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)

Lowry Park Zoo elephants Matjeka, 23, and her 1-year-old daughter, Mavi, apply a liberal coating of “sunscreen” to themselves in a clay mud wallow at the park Tuesday, August 12, 2014, in Tampa, Fla., on the park's first observation of World Elephant Day to raise awareness of the wild African elephant crisis. “Elephants are prone to being sunburned”, said associate curator Chris Massaro. “What they need is lot of mud or clay to roll around in and cover up their skin so it will protect it from the sun”. (Photo by Cherie Diez/AP Photo/The Tampa Bay Times)

A performer dances at a housing exhibition in Wuhan, Hubei province, China, September 27, 2015. (Photo by Reuters/Stringer)

“YagYang”. The Apatani are tribal people living in north east of India in the region of Arunachal Pradesh. Tattooing and stuffing of large nose plugs is the particularity of these women. YagYang 75 years old, her husband passed away few months ago and she feels very alone, during my visit I was very fond of this woman and I wanted to spend some more time with her, so I asked her which was her favorite dish. The next day i returned with the fresh fish, as she mentioned, and when she saw me she was very happy and welcomed me with a big smile. Photo location: India. (Photo and caption by Passarini Mattia/National Geographic Photo Contest)