A freshwater stingray pup looks out from a holding tank at Bristol Zoo's aquarium on January 20, 2012 in Bristol, England. (Photo by Matt Cardy/Getty Images)

Nepalese women and young girls struggle to drink homemade alcohol poured through a pipe sticking out of the mouth of Swet Bhairab, a god of Power, during the Indra Jatra festival at Basantapur Durbar Square in Kathmandu, Nepal, 17 September 2016. Hundreds of women and young girls gathered to drink alcohol as a blessing from idol of Swet Bhairab which they believes will keep them free from all diseases. The Indra Jatra festival is celebrated to honor Indra, the king of gods and god of rains. The festival also marks the end of the monsoon. (Photo by Narendra Shrestha/EPA)

Merit: A Night at Deadvlei. The night before returning to Windhoek, we spent several hours at Deadveli. The moon was bright enough to illuminate the sand dunes in the distance, but the skies were still dark enough to clearly see the milky way and magellanic clouds. Deadveli means “dead marsh. The camelthorn trees are believed to be about 900 years old, but have not decomposed because the environment is so dry. (Photo and caption by Beth McCarley/National Geographic Traveler Photo Contest)

A person watches the sunrise from the Edge observation deck at Hudson Yards on the first day of spring on March 20, 2021 in New York City. (Photo by Noam Galai/Getty Images)

Hamish the polar bear tries out his new enclosure at the Yorkshire Wildlife Park at Branton, Doncaster on November 6, 2020, after moving from the Highland Wildlife Park in Scotland. Hamish was the first polar bear to be born in the UK. (Photo by Danny Lawson/PA Wire Press Association)

Andrey Karr from Western Riders Slacklines at sunset above big waves in Nazare, Portugal on December 27, 2017. (Photo by Aidan Williams/National Geographic Travel Photographer of the Year Contest)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)