Breath of an Arctic fox by Marco Gaiotti, Italy. Marco was watching this little Arctic fox as it incessantly called another nearby. Gradually he noticed the fox’s wet breath was quickly freezing in the air after each call. It was late winter in Spitsbergen, Svalbard, and the air was -35C (-31F). Photographing Arctic foxes is often frustrating, as they are normally running around fast in search of food, but this one was very relaxed and let Marco get close enough to focus on it, with the light glowing perfectly in the background. (Photo by Marco Gaiotti/Wildlife Photographer of the Year 2021)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)

Actress and model Charlotte McKinney attends the grand opening of NightSwim at Encore Beach Club at Wynn Las Vegas on May 5, 2017 in Las Vegas, Nevada. (Photo by David Becker/Getty Images for Wynn Las Vegas)

Model Ashley Graham is seen walking in Soho on May 9, 2017 in New York City. (Photo by Raymond Hall/GC Images)

Eleonora Brunacci and Mariano Di Vaio walk the red carpet ahead of the “Racer And The Jailbird (Le Fidele)” screening during the 74th Venice Film Festival at Sala Grande on September 8, 2017 in Venice, Italy. (Photo by Pascal Le Segretain/Getty Images)

People take part in the annual LGBTQ Pride parade in Bangkok, Thailand on June 4, 2023. (Photo by Athit Perawongmetha/Reuters)

Actress Lily Collins is seen filming on set of series 2 of “Emily In Paris” on May 4, 2021 in Saint-Jean-Cap-Ferrat, France. (Photo by Arnold Jerocki/GC Images)