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The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion.


CGAP Photo Contest – First Prize: Rainy Afternoon, Vietnam. A woman transports potatoes to a local market. Her earnings help feed two children and her husband. After a sunny day, the rain poured down suddenly. (Photo by Truong Minh Dien)

CGAP Photo Contest – First Prize: Rainy Afternoon, Vietnam. A woman transports potatoes to a local market. Her earnings help feed two children and her husband. After a sunny day, the rain poured down suddenly. (Photo by Truong Minh Dien)




CGAP Photo Contest – Second Prize: Paperman, Bangladesh. This man earns an income selling daily papers in a railway station. Selling papers is a common form of self-employment in Bangladesh. These local paper sellers sell their papers in most of the transportation hubs in different cities using unique ways of presentation. (Photo by Md Farhad Rahman)

CGAP Photo Contest – Second Prize: Paperman, Bangladesh. This man earns an income selling daily papers in a railway station. Selling papers is a common form of self-employment in Bangladesh. These local paper sellers sell their papers in most of the transportation hubs in different cities using unique ways of presentation. (Photo by Md Farhad Rahman)




CGAP Photo Contest – Third Prize: Double Curves, Mali. These men work in the rice wholesaling market of Bamako. (Photo by Chi Keung Wong)

CGAP Photo Contest – Third Prize: Double Curves, Mali. These men work in the rice wholesaling market of Bamako. (Photo by Chi Keung Wong)




CGAP Photo Contest – Sub-Saharan Africa Regional Winner: New Tread, Tanzania. In Tanzania, there is a high demand for rerubbered tires thanks to the high prices and bad quality of the Chinese imported tires. In this photo, men are fixing a tread to an old tire. A good price can be asked so they can earn a decent income. (Photo by Pauline Opmeer)

CGAP Photo Contest – Sub-Saharan Africa Regional Winner: New Tread, Tanzania. In Tanzania, there is a high demand for rerubbered tires thanks to the high prices and bad quality of the Chinese imported tires. In this photo, men are fixing a tread to an old tire. A good price can be asked so they can earn a decent income. (Photo by Pauline Opmeer)




CGAP Photo Contest – East Asia and Pacific Regional Winner: The Gold Life, Vietnam. This beautiful area used to be the Panduranga capital of the Ancient Champa Kingdom. These women cross the sand dunes to the beach for fishing every morning. (Photo by Vo Chi Trung)

CGAP Photo Contest – East Asia and Pacific Regional Winner: The Gold Life, Vietnam. This beautiful area used to be the Panduranga capital of the Ancient Champa Kingdom. These women cross the sand dunes to the beach for fishing every morning. (Photo by Vo Chi Trung)




CGAP Photo Contest – Europe and Central Asia Regional Winner: Shoe Repair Shop, Turkey. This man is 84 years old and still manages a shoe repair shop which affords him a decent income. (Photo by Bulent Suberk)

CGAP Photo Contest – Europe and Central Asia Regional Winner: Shoe Repair Shop, Turkey. This man is 84 years old and still manages a shoe repair shop which affords him a decent income. (Photo by Bulent Suberk)




CGAP Photo Contest – South Asia Regional Winner: Bricks Worker, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)

CGAP Photo Contest – South Asia Regional Winner: Bricks Worker, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)




CGAP Photo Contest – Special Mention: Sabina, Bolivia. Comunidad de Aymaras Urbanos de Pampajasi (CAUP) is an organization that is taking care of the old women in La Paz. This woman is spinning wool for clothes which are sold in tourist shops to provide income for the housing of the elderly. (Photo by Wim Opmeer)

CGAP Photo Contest – Special Mention: Sabina, Bolivia. Comunidad de Aymaras Urbanos de Pampajasi (CAUP) is an organization that is taking care of the old women in La Paz. This woman is spinning wool for clothes which are sold in tourist shops to provide income for the housing of the elderly. (Photo by Wim Opmeer)




CGAP Photo Contest – Latin America and Caribbean Regional Winner: Men and Oranges, Brazil. The São Joaquim Market is the largest flea market in the city of Salvador and more traditional for the low-income population. It is the main distributor of clay handicrafts, products to Candomblé rituals, plus fruits, vegetables, meat, clothes, and other products. Here, workers are supplying a truck with oranges that will be distributed to other regions. (Photo by Luiz Grillo)

CGAP Photo Contest – Latin America and Caribbean Regional Winner: Men and Oranges, Brazil. The São Joaquim Market is the largest flea market in the city of Salvador and more traditional for the low-income population. It is the main distributor of clay handicrafts, products to Candomblé rituals, plus fruits, vegetables, meat, clothes, and other products. Here, workers are supplying a truck with oranges that will be distributed to other regions. (Photo by Luiz Grillo)




CGAP Photo Contest – Special Mention: Press Man, India. A press man is hard at work in his shop in rural India. He operates a small printing business that earns him sufficient money to support his family. (Photo by Soumya Shankar Ghosal)

CGAP Photo Contest – Special Mention: Press Man, India. A press man is hard at work in his shop in rural India. He operates a small printing business that earns him sufficient money to support his family. (Photo by Soumya Shankar Ghosal)




CGAP Photo Contest – The Microsmile, Uganda. This woman is on the way to a weekly meeting with other members of a community-managed savings group. (Photo by Oddvar Paulsen)

CGAP Photo Contest – The Microsmile, Uganda. This woman is on the way to a weekly meeting with other members of a community-managed savings group. (Photo by Oddvar Paulsen)




CGAP Photo Contest – New Day, New Nets, Vietnam. This man tends to his fishing nets in the early morning hours. He sells his catch at local markets later that day. (Photo by Tran Bao Hoa)

CGAP Photo Contest – New Day, New Nets, Vietnam. This man tends to his fishing nets in the early morning hours. He sells his catch at local markets later that day. (Photo by Tran Bao Hoa)




CGAP Photo Contest – Successful Business, Sudan. After joining a World Concern savings group, Marco Akot was able to open his own dried fish shop in the rural South Sudanese village of Lietnhom. After taking out a loan from the savings group, Marco was able to expand his business by hiring other fisherman and focusing on expanding his home garden. (Photo by Kelly Ranck)

CGAP Photo Contest – Successful Business, Sudan. After joining a World Concern savings group, Marco Akot was able to open his own dried fish shop in the rural South Sudanese village of Lietnhom. After taking out a loan from the savings group, Marco was able to expand his business by hiring other fisherman and focusing on expanding his home garden. (Photo by Kelly Ranck)




CGAP Photo Contest – The Washerman, India. After washing, cloths are laid down for drying, ultimately to be sold to help this man earn an income. (Photo by Rabin Chakrabarti)

CGAP Photo Contest – The Washerman, India. After washing, cloths are laid down for drying, ultimately to be sold to help this man earn an income. (Photo by Rabin Chakrabarti)




CGAP Photo Contest – Sieving Lemon Verbena, Paraguay. A cooperative is helping the farmers in this region to improve their production of lemon verbena and lemongrass. It also provides new markets for the farmers which has changed the farmer’s lives. (Photo by Wim Opmeer)

CGAP Photo Contest – Sieving Lemon Verbena, Paraguay. A cooperative is helping the farmers in this region to improve their production of lemon verbena and lemongrass. It also provides new markets for the farmers which has changed the farmer’s lives. (Photo by Wim Opmeer)




CGAP Photo Contest – Ment at Work, India. Together, some young people started a business with small loans from a bank to produce and supply iron pipes for production purposes to big industries. (Photo by Joydeep Mukherjee)

CGAP Photo Contest – Ment at Work, India. Together, some young people started a business with small loans from a bank to produce and supply iron pipes for production purposes to big industries. (Photo by Joydeep Mukherjee)




CGAP Photo Contest – Production of Ceramic, Vietnam. This woman was able to establish this small craft workshop through the government's financial assistance. (Photo by Van Bang Vo)

CGAP Photo Contest – Production of Ceramic, Vietnam. This woman was able to establish this small craft workshop through the government's financial assistance. (Photo by Van Bang Vo)




CGAP Photo Contest – Maize Grinding, Uganda. Maize is one of the most popular and principal food items in Africa. In most parts of Africa, people cultivate maize collectively and after harvesting they process collectively, as well. By cultivating maize, they live their lives and provide food to the rest of us. (Photo by Mohammad Saiful Islam)

CGAP Photo Contest – Maize Grinding, Uganda. Maize is one of the most popular and principal food items in Africa. In most parts of Africa, people cultivate maize collectively and after harvesting they process collectively, as well. By cultivating maize, they live their lives and provide food to the rest of us. (Photo by Mohammad Saiful Islam)




CGAP Photo Contest – Wave of Happiness, Thailand. A woman earns a living by selling porridge out of her floating market. (Photo by Roger Alfonso)

CGAP Photo Contest – Wave of Happiness, Thailand. A woman earns a living by selling porridge out of her floating market. (Photo by Roger Alfonso)




CGAP Photo Contest – Innovation of Microfinance, India. Women agents of a microcredit institution show their daily collection which is recorded in an electronic device. A microcredit initiative that took off about 17 years ago has empowered over 24,400 women in this block about 80 kms away from Kolkata, transforming their economic and social status. (Photo by Sudipto Das)

CGAP Photo Contest – Innovation of Microfinance, India. Women agents of a microcredit institution show their daily collection which is recorded in an electronic device. A microcredit initiative that took off about 17 years ago has empowered over 24,400 women in this block about 80 kms away from Kolkata, transforming their economic and social status. (Photo by Sudipto Das)




CGAP Photo Contest – Destination, Bangladesh. Fishing is a primary source of earnings for this man in Bangladesh. (Photo by Forhad Kamaly)

CGAP Photo Contest – Destination, Bangladesh. Fishing is a primary source of earnings for this man in Bangladesh. (Photo by Forhad Kamaly)




CGAP Photo Contest – Carpenter, Vietnam. This carpenter is one of the only handymen in his village, thus demand for his services are high and his income is steady. (Photo by Bao Giang Tran)

CGAP Photo Contest – Carpenter, Vietnam. This carpenter is one of the only handymen in his village, thus demand for his services are high and his income is steady. (Photo by Bao Giang Tran)




CGAP Photo Contest – Coins, Bangladesh. This woman unloads coil from cargo ships, earning 1 coin for every load. The coin value is 1 taka and every day she has to earn between 120-140 coins to earn a living. During lunch time, this woman counts her coins with hope that she earned enough. (Photo by Zakir Hossain Chowdhury)

CGAP Photo Contest – Coins, Bangladesh. This woman unloads coil from cargo ships, earning 1 coin for every load. The coin value is 1 taka and every day she has to earn between 120-140 coins to earn a living. During lunch time, this woman counts her coins with hope that she earned enough. (Photo by Zakir Hossain Chowdhury)
14 Aug 2014 10:58:00