Breath of an Arctic fox by Marco Gaiotti, Italy. Marco was watching this little Arctic fox as it incessantly called another nearby. Gradually he noticed the fox’s wet breath was quickly freezing in the air after each call. It was late winter in Spitsbergen, Svalbard, and the air was -35C (-31F). Photographing Arctic foxes is often frustrating, as they are normally running around fast in search of food, but this one was very relaxed and let Marco get close enough to focus on it, with the light glowing perfectly in the background. (Photo by Marco Gaiotti/Wildlife Photographer of the Year 2021)

An Iraqi soldier stands guard as a pipeline burns in the background after an explosion 30 kilometers (20 miles) northeast of Tikrit, Iraq, Monday, February 11, 2008. (Photo by Bassem Daham/AP Photo)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)

Meet the real beach babes: the herd of pigs that live a life of luxury paddling in the crystal clear waters of the Bahamas, on August 28, 2013. (Photo by Caters News)

Breath at sunset, captures a sea turtle at a dive site called Black Rock. Kāʻanapali, Hawaiʻi, August 2013. (Photo by Christopher Doherty/Smithsonian.com)

Performers take part in a rain soaked Notting Hill Carnival on August 25th, 2014 in London, England. Despite the bad weather over 1 million visitors are expected to attend the two-day event which is the largest of its kind in Europe. The event has taken place on the West London streets every August Bank Holiday weekend since 1964. (Photo by Mary Turner/Getty Images)

An undated handout image provided by UNICEF Germany on 20 December 2016 shows the “UNICEF Photo of the Year 2016” by Iranian freelance photographer Arez Ghaderi. Ghaderi won the first prize for his picture of a girl in a makeshift tent city in the Razavi Khorasan province, Iran, it was announced at a ceremony in Berlin, Germany on 20 December 2016. (Photo by Ariz Ghaderi/EPA/UNICEF Deutschland)

Participants of the 79th edition of the annual Christmas swimming “Coupe de Noel” jump into the Lake Geneva, in Geneva, Switzerland, Sunday, December 17, 2017. More than 2000 men and women swam the 120 meters at the traditional Christmas swimming in Geneva where the water temperature was 6 degrees. (Photo by Martial Trezzini/EPA/EFE/Rex Features/Shutterstock)