People run into the sea at the beach of Scheveningen on New Year's Day, Scheveningen, Netherlands, 01 January 2023. The traditional New Year's dive was resumed after the two previous editions were canceled due to the corona crisis. (Photo by Remko de Waal/EPA/EFE/Rex Features/Shutterstock)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)

“Double head vulture”. On the day of windy days during raptors migration some people in my country start to catch these tired raptors, so in this day we go to photograph some raptors and we saw these tow tired vultures, so we start to drag them away from the hunters until they reach a good hidden place, to make them safe until they start a new journey. Photo location: Kuwait. (Photo and caption by Mohd Khorshed/National Geographic Photo Contest)

A runner takes part in the International World's coldest marathon at minus 53 degrees (–63.4 Fahrenheit) near Oymyakon, the republic of Sakha, also known as Yakutia, Russian Far East, Saturday, January 22, 2022. Sixty five runners, including athletes from the United Arab Emirates, United States and Belarus, started the run at extremely low temperature in Oymyakon, Yakutia's Pole of Cold. The international team of men and women ran full distance and half-marathon. (Photo by Ivan Nikiforov/AP Photo)

Detroit Lions cheerleaders perform a routine with the Grinch during a timeout in the action in the second quarter of the Detroit Lions against the Green Bay Packers at Ford Field in Detroit, Michigan on December 5, 2024. (Photo by Lon Horwedel/USA Today Sports)

The hare was actually yawning and stretching but, looking back at the photos, it does look like it was laughing — probably at my husband and I as we had been sat there in the freezing conditions for about five hours just waiting for this kind of behaviour in Cairngorms, Scotland in the last decade of February 2025. (Photo by Michelle Coyle/Solent News & Photo Agency)

A protester clashes with riot police officers during a protest against the Asia-Pacific Economic Cooperation (APEC) Summit 2022, near the Democracy Monument in Bangkok, Thailand on November 18, 2022. (Photo by Tanat Chayaphattharitthee/Reuters)

In this September 17, 2010 file photo a little brown bat is photographed in La Crosse Wis. Researchers for the first time found that little brown bats appear to be showing resistance to white-nose syndrome, which has killed millions of bats across North America. (Photo by Peter Thomson/La Crosse Tribune via AP Photo)