This photo provided by Steamboat Ski Resort shows hot air balloons that visitors can tour in above the town and mountains in Steamboat Springs, Colo. Wild West Adventures offer continental breakfast, champagne ceremony with flight certificates and courtesy pick-up are included. (Photo by Larry Pierce/AP Photo/Steamboat Ski Resort)

An enterprising Chinese man pulls a bicycle cart packed high with bags of recyclable plastic containers in Shanghai July 25, 2002. The man sells each kilogram (2.2 pounds) of plastic for 0.08 yuan ($.01) to a nearby depot. (Photo by Claro Cortes IV/Reuters)

An Iraqi soldier stands guard as a pipeline burns in the background after an explosion 30 kilometers (20 miles) northeast of Tikrit, Iraq, Monday, February 11, 2008. (Photo by Bassem Daham/AP Photo)

A man carries an injured child amidst rubble near a burning vehicle in a site damaged from what activists said was shelling by forces loyal to Syria's President Bashar al-Assad in the town of Douma, eastern Ghouta in Damascus, Syria December 30, 2015. (Photo by Bassam Khabieh/Reuters)

Humboldt Penguins swim in their pool as a keeper looks on through a spherical window during the annual stocktake press preview at London Zoo in Regents Park in London Monday, January 4, 2016. A requirement of ZSL London Zoo's license, the annual audit takes keepers a week to complete and all of the information is shared with zoos around the world via the International Species Information System, where it's used to manage the worldwide breeding programmes for endangered animals. (Photo by Alastair Grant/AP Photo)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)

Lowry Park Zoo elephants Matjeka, 23, and her 1-year-old daughter, Mavi, apply a liberal coating of “sunscreen” to themselves in a clay mud wallow at the park Tuesday, August 12, 2014, in Tampa, Fla., on the park's first observation of World Elephant Day to raise awareness of the wild African elephant crisis. “Elephants are prone to being sunburned”, said associate curator Chris Massaro. “What they need is lot of mud or clay to roll around in and cover up their skin so it will protect it from the sun”. (Photo by Cherie Diez/AP Photo/The Tampa Bay Times)

A girl carries her sibling as she walks through stranded flood water, following rains and floods during the monsoon season in Nowshera, Pakistan on September 4, 2022. (Photo by Fayaz Aziz/Reuters)