“Eye of a toad”. Animal Portraits, Łukasz Bożycki, Poland. Early spring sees a pond near Łukasz’s home city of Warsaw, Poland, full of mating frogs and a few toads. On this March day, Łukasz shared the pond with them for an evening, sitting in the icy water in his chest-high waders, keeping as still as possible, despite the numbing cold, so that the amphibians could get used to him. “I wanted to find a fresh way of portraying the amphibians”, he says, “at water level”. Using a telephoto lens, he focused on one lone toad and waited for the sun to dip almost below the horizon before pressing the shutter, using flash to bring out the details in the shadow. His prize was “the glorious pool of sunset colour” and fiery glow of the toad’s eye. Nikon D80 + 70-300mm f4.5-5.6 lens + extension tube; 1/125 sec at f9 (-2.3 e/v); ISO 100; built-in flash. (Photo by Łukasz Bożycki)

A lightning strikes St Peter's dome at the Vatican on February 11, 2013. Pope Benedict XVI announced today he will resign as leader of the world's 1.1 billion Catholics on February 28 because his age prevented him from carrying out his duties – an unprecedented move in the modern history of the Catholic Church. (Photo by Filippo Monteforte/AFP Photo)

An animal rights protester demonstrates for the abolition of bull runs and bullfights, three days before the start of the famous running of the bulls San Fermin festival in Pamplona, northern Spain, July 4, 2015. (Photo by Eloy Alonso/Reuters)

Models present creations of fashion brand motonari ono during Tokyo Fantashion at a shopping district in Tokyo, Japan, August 16, 2015. Tokyo Fantashion is a one-day showcase event of up-and-coming fashion trends, organised by Tokyo Creators, a group of 20 new brands. (Photo by Yuya Shino/Reuters)

Star Wars fan Mike Deguzman practices with a toy lightsaber after purchasing some new toys that went on sale at midnight in advance of the film “Star Wars: The Force Awakens” in Times Square in the Manhattan borough of New York, September 4, 2015. (Photo by Carlo Allegri/Reuters)

The shoemaker in Turkey, the potato seller in Vietnam, and the weaver in Bolivia are among the billions of low-income entrepreneurs who make the world go round. They are also the type of people who can benefit significantly from microfinance. Every year, the Consultative Group To Assist The Poor (or CGAP) hosts a photo contest asking entrants to submit photos based around the idea of microfinance.The purpose of the contest is to give amateur and professional photographers a chance to show the different ways that poor households manage their financial lives and make their lives better through financial inclusion. Photo: South Asia Regional Winner – “Bricks Worker”, Bangladesh. A private enterprise worker is working at a brick field. These small businesses are creating new job opportunities for many poor people. (Photo by Moksumul Haque)

A “Free Syrian Army” fighter in the Bustan Pasha neighborhood of Aleppo, Syria, August 21, 2013. (Photo by James Lawler Duggan)